

Make Sure You Can Be a Parent to Your College-Aged Child in an Emergency
Sending your son or daughter to college is one of the most exciting, and nerve-wrecking times for a parent! You’ll worry whether they will eat properly, study enough, and get enough sleep. While we can’t help with these everyday concerns, our College Protection Plan can help with one of the big ones: making sure you are prepared if your son or daughter has a medical emergency while away at school. Our College Protection Plan includes: The documents your family needs now that


6 Things a Last Will and Testament WON’T Do
If you have made the decision that the time is now to protect yourself and your family by creating your estate plan, that’s great! Now it’s time to decide if you will use a Last Will and Testament or a Trust to protect your family. When deciding which estate planning tool to use, it’s important to know what a Last Will and Testament won’t do. 1.) A Last Will and Testament Won’t Avoid Probate: A Last Will and Testament will not avoid the court process called probate. Unfor


Beyond the Advance Directive for Health Care: Why Everyone Needs a Personal Care Plan
Every adult (18 and over) needs an Advance Directive for Health Care. If you become incapacitated and unable to communicate your health care choices to your doctors, this document will give clear instructions on what you want to happen and appoints an agent to communicate your wishes to your doctors. In Georgia’s version of this document, you will elect a primary agent and successors, just in case your primary agent is unable to act due to incapacity or death. You will give